12 Tips to Save Money

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Make Monthly Budget

It’s an old advice but most of us don’t follow it. We are too lazy to spend our time in making budget.Trust me, you can save a good money if you plan ahead with a budget. Don’t spend too much time like a professional but stay as simple as possible.

Just keep the track of your cash and credit card transactions for one month. Your next month budget will be prepared automatically.

Try it. Record following expenses for the current month.

Cash

Save money

  • Rent
  • Child’s Education
  • Travel
  • Daily Consumables (Dairy+Vegetable)
  • Local Living Expenses

Credit Card

Credit card

  • Online Shopping
  • Bills (Mobile, Internet, TV)
  • Dining (Restaurants)
  • Travel (Cabs, Train, Flight)
  • Insurance (Car, Health, Life)

Open Savings A/c in Bank offering highest interest rate

Savings

Why to only think complicated when it comes to savings money.You will agree that the easiest way to save money from salary is by opening a savings account.We do not consider savings account as best option because it offers low interest on savings account.

But let me ask you this question, do we have an option?

If we are not opening a savings account can we manage with something else? No we do not.

One has no alternative to savings accounts.

What saving account to do for us? It helps us to receive salary, pay bills, get debit card/credit cards, avail home loan etc.So why to needlessly ponder about low yields from savings account.

Better option is to choose the best from the worst. Yes, these days not all banks offer same interest on savings accounts.

A good idea will be to have our savings account in a bank that is offering highest interest rates.

Interest Rates on Savings Account

Deposit Type                     Name of Bank                   Offered Interest Rate on deposit below Rs.1L

Saving                                   RBL Bank                              5.1%

Saving                                   Yes Bank                              5.0%

Saving                                   Kotak Bank                         5.0%

Saving                                   Bandhan Bank                   4.25%

Saving                                   IndusInd Bank                   4.0%

 

Always Save Money for Birthday’s & Anniversaries

Always save money

It is my personal experience that, not saving for birthday’s and anniversaries can lead overspending.Birthday’s and Anniversaries are such events that happen on a fixed date each year.

Depending on ones requirement, it is advisable to save 12 months prior to the real expense date.

Suppose you are 3 people in your family.

It is only inevitable to arrange some gathering and buy gifts during this day.

If the expense is inevitable why not save for it from start of the year?

If we will save, at the end of the year we will exactly know how much we can afford.

If we do not save, this expense will happen anyway.

Probably we will dig into our other savings to fund this  requirement. This leads to overspending.

So better is to fix a budget, save for it, and spend what is planned.

Tips For Saving Money

Tips for saving money

  1. Prepare and stick to a Budget:

As clichéd as it may sound, having a budget for your monthly expenses is a must. It helps a lot to curb and control the outflow. Also, in the budget make a compulsory provision for savings and then from the balance, chalk out a monthly budget. From your salary keep aside 10% as savings and whatever 90% remains, that should be your disposable income and not the other way round, where you spend first and save later.

  1. Compare and Bargain:

However down market it may sound, bargain. Bargain as if it’s your birth right. Everyone has margins when they sell and in today’s scenario with slow economy, they will go the maximum length to get the sale closed as soon as they can. Also it’s easy to bargain as you can compare prices of stuff online on various websites from flipkart, ebay, olx, quickr and lot more. Even if you do not like online shopping, keep the prices handy and when you visit a store, ask them that this is the price you are getting online; even in case of large showrooms.

  1. Brands, do you need to flaunt them all the time?

Saving money in India can be a lot easier if people stopped running behind brands all the time. There’s nothing wrong in liking brands, however it’s OK to indulge once in a while, but not always. Avoid brands for your day to day clothes and accessories and go for less expensive ones, for consumer durables or stuff like furniture ask around if someone knows some wholesaler as they will have the same stuff for much cheaper prices. Also you can always pick them up when they have end of season sale and save big money.

  1. Shop with a list:

Whatever things you might need, make a list of it and only then step out in the market to buy and not the other way round where you go and see what’s available and keep buying. This money saving tip will help a lot to cut down your monthly expense. There are retail stores and supermarkets everywhere these days and a lot of things are displayed. This will tempt anyone to try out new things or purchase stuff they do not actually need. Just stick to the shopping list and only buy the things you have written. This will keep you in your budget and also avoid unnecessary expenditure on un-needed stuff.

  1. Postpone purchases, look out for sales:

An important money saving idea is postponing something you want to buy. Postponing your purchase will give time for the impulse to die down and rational thinking to takeover. Once you know your budget and have also made a list of essential stuff you need in a month to survive healthily and decently, extra purchase should only be made if you have the spare money. And this does not include the compulsory savings that you should be putting aside every month as explained above. Save for the new stuff, whatever it is, and only once you have saved for it, purchase it. Also if you feel like you just want to have the latest gadget, fair enough, but wait for a couple of months. The price falls soon for these things.

Also now we have sale everywhere every 3 months. These are not just on clothes but on everything from gadgets to home appliances etc. Save for them and make your purchases during this time. But again remember to not go overboard and stick to your needs and not wants.

Save money

  1. Buy in bulk, check a retail departmental store:

Stuff like groceries and other items that you will use throughout the month should be bought once and in bulk. Bulk purchase may entitle you to get lower prices, for instance a can of a litre of oil will be cheaper compared to a sachet of 250-500 grams. Also check out departmental stores and supermarkets as they usually have discounts and offers on bulk purchases like cash discounts, one on one free, lower than MRP price and stuff like that, which will lower your monthly expenses to a good extent.

  1. Consider online shopping:

Internet has its share of advantages and apart from adding convenience in our lives it helps to save money too. There are lot of sites that give out free coupons and special offer codes for you to purchase stuff at leading online eCommerce sites. Google for coupons and discounts codes and use them to make your purchase online. Moreover stuff that you are looking for be it shoes, magazines, toys, gadgets, furniture etc. all is available online, and you can inspect them and only pay once you are satisfied with the cash on delivery option. These will be lower priced than in any showroom and most of it would be even half of it.

  1. Use loyalty cards instead of credit cards:

Another important part of disciplined money saving is ditching the credit and using debit cards or cash or cheque for payments. This will stop you from buying stuff when you do not have the money for it or can’t afford it. Yes there are schemes like zero percent EMI and stuff, but understand those here before purchasing under them, as they too can be more costly than you think. Also opt for membership or loyalty cards of various stores as they are free and will add points to your cards on every purchase you make, that you can redeem later on by getting that amount deducted on future purchase and save money that time.

  1. Prepaid Mobiles and Movies on a weekday:

Getting a prepaid mobile connection will in a way put breaks on your talk time and result is lower outflows. Post-paid connections can result in long bills at times, but in prepaid connection, if you crossed your amount you would know how much you are using and the outflow while recharging it every time will teach you control your mobile bills.

Also catch a movie on a weekday evening instead of weekends as prices are almost double on weekends. If you have to go on a weekend, try doing it before noon as you will get lower ticket prices. Avail of those one on one free ticket offers if you have that option from your mobile service provider.

  1. Walk, for your own and financial health:

Humans should walk at least 10,000 steps a day to be healthy, says a study. Well I don’t know about that but walking to nearby areas can be healthy for you and your money. Autos and taxis are insanely priced these days and it can be a good exercise to walk to the railway station or bus stop if it is within a kilo meter. And it’s good for your health too. Even if you have a vehicle, petrol or diesel aren’t a cheap commodity either.

  1. Set aside cash for 3 months worth expenses:

No matter how hard stringed you are, just be a bit more hard pressed and save some cash for at least 3 months worth of expenses to meet any eventuality and have funds as a back-up. You may not need it ever but still it is there in case you would. Do not touch this fund for any reason. Whatever shortfall you have, adjust it from your lifestyle and curb unwanted expenses. The 3 month fund can be handy if you were to lose your job or there is some urgent medical emergency or anything. That time you will thank your own self that you saved.

  1. Start investing:

Most importantly, mere saving will not grow your money. The saved money should be invested to really unlock the potential of these savings. All your savings apart from the 3 month contingency fund should be invested in diversified ways. If you haven’t you can check here on how to start investing.

Conclusion

These simple money saving tips can be quiet handy and help you save and also teach you to be disciplined and not be broke at the end of the month. Try them and see the difference for yourself.

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Acid rain, or acid deposition, is a broad term that includes any form of precipitation with acidic components, such as sulfuric or nitric acid that fall to the ground from the atmosphere in wet or dry forms.  This can include rain, snow, fog, hail or even dust that is acidic.

FORMS OF ACID RAIN:There are two forms in which acid deposition occurs – wet and dry. Both are discussed below:

acid rain

Wet Deposition:

When the wind blows the acidic chemicals in the air to the areas where the weather is wet, the acids fall to the ground in the form of rain, sleet, fog, snow or mist. It removes acid from the atmosphere and deposit them on the earth’s surface. When this acid flows through the ground, it affects large number of plants, animals and aquatic life. The water from drain flows into rivers and canals which is them mixed up with sea water, thereby affecting marine habitats.

Dry Deposition:

If the wind blows the acidic chemicals in the air to the areas where the weather is dry, the acidic pollutants slip into dust or smoke and fall to the ground as dry particles. These stick to the ground and other surfaces such as cars, houses, trees and buildings. Almost 50% of the acidic pollutants in the atmosphere fall back through dry deposition. These acidic pollutants can be washed away from earth surface by rainstorms.

CAUSES:

Sulfur dioxide (SO2) and nitrogen oxides (NOx) released into the air by fossil-fuel power plants, vehicles and oil refineries are the biggest cause of acid rain today, according to the EPA. Two thirds of sulfur dioxide and one fourth of nitrogen oxide found in the atmosphere come from electric power generators. A chemical reaction happens when sulfur dioxide and nitrogen oxides mix with water, oxygen and other chemicals in the air. They then become sulfuric and nitric acids that mix with precipitation and fall to the ground. Precipitation is considered acidic when its pH level is about 5.2 or below, according to Encyclopedia Britannica. The normal pH of rain is around 5.6

EFFECTS:

Effect on Soil:

Acid rain highly impacts on soil chemistry and biology. It means, soil microbes and biological activity as well as soil chemical compositions such as soil pH are damaged or reversed due to the effects of acid rain. The soil needs to maintain an optimum pH level for the continuity of biological activity. When acid rains seep into the soil, it means higher soil pH, which damages or reverses soil biological and chemical activities. Hence, sensitive soil microorganisms that cannot adapt to changes in pH are killed. High soil acidity also denatures enzymes for the soil microbes. On the same breadth, hydrogen ions of acid rain leach away vital minerals and nutrients such as calcium and magnesium.

Effect on Health Implications:

Acid rain may not have direct effects on human health. However, the dry depositions in the air that form acid rain can negatively impact human health by causing respiratory problems and difficulty in breathing when inhaled. Children and those who already have respiratory health conditions such as asthma are adversely affected.Headaches and irritations of the nose, throat and eyes are some of the mild implications. Intensified levels of the acidic depositions are linked to risks of developing heart and lung problems such as asthma and bronchitis, and even cancer. When we drink tap water contaminated with acid rain, it can damage our brains

acid rain

SOLUTIONS:

There are several solutions to stopping manmade acid rain. Regulating the emissions coming from vehicles and buildings is an important step, according to the EPA. This can be done by restricting the use of fossil fuels and focusing on more sustainable energy sources such as solar and wind power.Also, each person can do their part by reducing their vehicle use. Using public transportation, walking, riding a bike or carpooling is a good start, according to the EPA. People can also reduce their use of electricity, which is widely created with fossil fuels, or switch to a solar plan. Many electricity companies offer solar packages to their customers that require no installation and low costs.

Conclusion:

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Foodborne illness, more commonly referred to as food poisoning, is the result of eating contaminated, spoiled, or toxic food. The most common symptoms of food poisoning include nausea, vomiting, and diarrhea.

food poison

Although it’s quite uncomfortable, food poisoning isn’t unusual. According to the Centers for Disease Control and Prevention (CDC), 1 in 6 Americans will contract some form of food poisoning every year.

SYMPTOMS:

Food poisoning symptoms vary with the source of contamination. Most types of food poisoning cause one or more of the following signs and symptoms:

• Nausea

• Vomiting

• Watery or bloody diarrhea

• Abdominal pain and cramps

• Fever

Signs and symptoms may start within hours after eating the contaminated food, or they may begin days or even weeks later. Sickness caused by food poisoning generally lasts from a few hours to several days.

COMPLICATIONS: 

The first and most important complication of food poisoning is dehydration. Food poisoning can cause significant loss of body water and changes in the electrolyte levels in the blood.

If the affected individual has underlying medical conditions requiring medication, persistent vomiting may make it difficult to swallow and digest those medications.

Other complications of food poisoning are specific to the type of infection. Some are listed in the causes of food poisoning such as HUS, TTP, or encephalopathy.

WHEN TO SEE A DOCTOR:

• your symptoms are severe – for example, if you’re unable to keep down any fluids because you are vomiting repeatedly

• your symptoms don’t start to improve after a few days• you have symptoms of severe dehydration, such as confusion, a rapid heartbeat, sunken eyes and passing little or no urine

• you’re pregnant

• you’re over 60

• your baby or young child has suspected food poisoning

• you have a long-term underlying condition, such as inflammatory bowel disease (IBD), heart valve disease, diabetes or kidney disease

• you have a weak immune system – for example, because of medication, cancer treatment or HIV

PREVENTION:

food poison

To prevent food poisoning at home:

• Wash fruits and vegetables well before eating. This removes dirt, pesticides, chemicals, or other infectious agents used on, or exposed to, the foods in the fields or storage facilities.

• Wash your hands, utensils and food surfaces often. Wash your hands well with warm, soapy water before and after handling or preparing food. Use hot, soapy water to wash utensils, cutting boards and other surfaces you use.

• Foods should be cooked thoroughly. This especially applies to raw meat, eggs, and poultry. A meat thermometer can be used to measure the internal temperature of a meat dish.

• Refrigerate or freeze perishable foods promptly — within two hours of purchasing or preparing them. If the room temperature is above 90 F (32.2 C), refrigerate perishable foods within one hour.

CONCLUSION:

Fortunately, most cases of food poisoning are self-limiting and to eat unhealthy food.so,avoid unhealthy food and besafe in health

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How to Remove Large Pores on Your Face

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Wash your face every day, being careful not to over wash.Wash your face every day, being careful not to over wash. Pores enlarge when they become clogged with dirt, oil, or bacteria, causing them to become inflamed. Washing your face regularly but not too often — once in the morning, once at night — will help keep your pores looking smaller and feeling better.Choosing gel-based cleansersIf a person has oily skin and wants to reduce the appearance of their pores, they should choose a gel-based cleanser.A moisturizing cleanser may leave residue in the pores and increase oiliness.

A gel-based cleanser helps to clear oil from the pores, reducing their appearance.

FIVE BEST TIPS FOR REMOVE ON LARGE PORES

pores

1. Use the amazing power of lemons to reduce blemishes.

The citric acid in lemons attacks the pigments in your skin responsible for a red or discolored blemish, evening it out. Lemon juice will make blemishes less noticeable, but it can also lighten your skin tone and make you susceptible to sun damage, so always wear sunscreen when you go out.

• Mix tomato juice and lemon juice together and apply to face with a cotton swab regularly. Wash away with cool water after 10 minutes. This mix will reduce blemishes and lighten any facial hairs over time.

• Mix together 2 tablespoons of honey and 1 tablespoon of lemon juice along with a pinch of turmeric. Wash away with cool water after 10 minutes. If applied regularly, this mixture works well.

• Rub a lemon peel along with a bit of sugar over your skin. Let it sit for 10 minutes before washing away with cool water.

2.Use egg white to reduce blemishes

• 1 egg white• 2 tablespoons oatmeal

• 2 tablespoons lemon juice

What You Have To Do

  • Take the egg white and mix it with the oatmeal and lemon juice. Make an even paste.
  • Apply the paste on your face and keep it on for 30 minutes, rinse it off with cold water.
  • Apply the paste twice a week for beautiful skin

3.Use sandalwood powder and water to reduce blemishes. 

Mix together a paste of sandalwood powder and water, applying to face. Leave for 10 to 20 minutes before rinsing off with cool water. Just be careful because sandalwood can dry out your face.

4.banana peelWhat You Have To Do

  • Gently swipe the inside of the banana peel on your face.
  • Wash after 10 to 15 minutes.How Often You Should Do ThisDo this every alternate day.

Pores

5.Use Healthy Food :

• Eating well: Getting the right balance of nutrients, fats, proteins, and carbohydrateshelps improve overall health. When a person has a healthful diet, this is reflected in their skin.

• Drinking plenty of water: Water hydrates a person’s skin from within. This helps to improve their overall complexion.

• Exercising regularly: Getting regular exercise increases blood flow to all parts of the body, including the skin. It also gets a person sweating, which is good for skin health. A 2001 studyfound that sweat contains a natural antibiotic substance that helps protect the skin from bacteria.

Conclusion:

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5 Tips to Dogs Live Longer[2018]

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This tips are just information supports the common knowledge that a dog with a healthy diet but always consult with a vet before take any action.

dog

Healthy diet:

  • Dog also need healthy diet for long live.
  • Don’t give over food for dog
  • It will give digestion problem
  • Avoid generic meat byproducts, sugars, excess sodium, and unnecessary fillers

Exercise:

  • Exercise will help dog keep healthy and active
  • And it’ll help you live longer
  • It will help reduce stress
  • For dog we will make them evening walk
  • It is the best exercise for dogs

Make them playing:

dog1

  • Always make them play with mind games
  • And also give some fun
  • Dogs love to play with children
  • Give some training to take balls or other things

Brush the teeth:

  • Always brush teeth
  • Oral health is also important
  • So regulary brush for bad breath
  • Give some safe chew toys and dental treats

Regualar checkup with vet:

  • Always follow your doctor’s order
  • Take the dog to vet regularly
  • At lease visit your vet twice a year

Conclusion:

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5 Tips to improve your memory[September 2018]

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In our regular work we get lot of tension. We can’t do the physical exercise regularly. So we get some memory loss many time.

tips to increase memory power

Now we can see the tips to improve memory.

Do physical exercise

  • When you do physical exercise it will improve your memory power
  • When you are active your brain will be more active

Play some memory games

  • Eventually play some memory games
  • It will improve some memory power

Eat Omega-3 food

  • Eat more fruit and vegetables
  • Drink green tea

 

  • foods for memory

Always laugh

  • Don’t depress yourself
  • Reduce stress

Read book

  • Reading book regularly
  • It will improve your memory

Conclusion:

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10 Best Foods To Eat When You’re Sick

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When you’re sick, eating the right foods is more important than ever. Certain foods have powerful properties that can support your body while it’s fighting an illness. They may relieve certain symptoms and even help you heal more quickly.

1. Chicken soup:

Chicken soup has been recommended as a remedy for the common cold for hundreds of years — and for good reason. It’s an easy-to-eat source of vitamins, minerals, calories and protein, which are nutrients your body needs in larger quantities while you’re sick. Chicken soup is also an excellent source of fluids and electrolytes, both of which are necessary for hydration if you’re making frequent trips to the bathroom. Your body will also need even more fluids if you have a fever.

sick

2. Hot Tea:

Drinking tea while you’re under the weather can help the body fight off infections, thanks to natural bacteria-fighting compounds in tea. Antibacterial activity of black tea extract against Salmonella serotypes causing enteric fever. Plus, warm liquids can soothe a sore throat and alleviate congestion, so drinks like freshly-brewed green tea or hot water with lemon are ideal for staying hydrated while helping out that stuffy nose. Effects of drinking hot water, cold water, and chicken soup on nasal mucus velocity and nasal airflow resistance.

3. Citrus Fruits:

While vitamin C, found in large amounts in citrus, can’t necessarily cure the common cold, several studies suggest that it can help reduce the length or severity of colds.  What’s more, fruits like oranges, lemons, grapefruits, and limes contain flavonoids, which can help boost the immune system and are great for speeding recovery.

4. Spicy Foods:

Spicy foods can make our noses run and our eyes water, but they’re also effective natural decongestants. Eating chili peppers, wasabi, or horseradish can help relieve the symptoms of congestion.

5. Ginger:

Research has shown that ginger is incredibly effective at preventing and soothing nausea and other gastric ailments (such as constipation, bloating, and vomiting).  Drinking ginger tea or flat ginger ale (to avoid disrupting the stomach with carbonation) can help keep you hydrated while also soothing tummy troubles.

6. Dairy:

The jury’s still out on this one, but many people believe that consuming dairy can promote mucus production, which could worsen congestion when sick. However, current research indicates that this may actually be due to a placebo effect.  But regardless of whether or not milk changes how much mucus we actually produce, drinking it can create the feeling of thicker mucus, so if that bothers you, it can’t hurt to avoid milk while sick.

7. Coconut Water:Staying well-hydrated is one of the most important things you can do when sick. Hydration is especially important when you have a fever, sweat a lot or have vomiting or diarrhea, which can cause you to lose a lot of water and electrolytes. Coconut water is the perfect beverage to sip on when you’re sick. Besides being sweet and flavorful, it contains glucose and the electrolytes needed for re-hydration.

8. Honey:

Honey has potent antibacterial effects, likely because of its high content of antimicrobial compounds. In fact, it has such strong antibacterial effects that it was used in wound dressings by the ancient Egyptians, and is still used for this purpose today. Some evidence suggests that honey can also stimulate the immune system. These qualities alone make honey an excellent food to eat when sick, especially if you have a sore throat caused by a bacterial infection.

Sick food

9. Spicy foods:Spicy foods like chili peppers contain capsaicin, which causes a hot, burning sensation when touched. When high enough in concentration, capsaicin can have a desensitizing effect and is often used in pain-relieving gels and patches. Many people report that eating spicy foods causes a runny nose, breaking up mucus and clearing out the sinus passages. While few studies have tested this effect, capsaicin does seem to thin out mucus, making it easier to expel. Nasal capsaicin sprays have been used with good results to relieve congestion and itching.

10.Oatmeal

Like bananas, oatmeal is bland and easy to eat while providing the calories, vitamins and minerals you need when sick. It also contains some protein — about 5 grams in a 1/2 cup. Oatmeal has some other powerful health benefits, including stimulating the immune system and improving blood sugar control. One rat study also showed that beta-glucan, a type of fiber found in oats, helped decrease inflammation in the gut. This could help relieve symptoms such as intestinal cramping, bloating and diarrhea. However, avoid buying artificially flavored oatmeal with lots of added sugar.  Instead, add a small amount of honey or fruit to provide even more benefits.

Conclusion:

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Top 10 Tips To Overcome Idleness

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1.Get organized

The most important aspect of overcoming laziness is getting organized. So many times we want to do something productive but the clutter and the junk makes it seem impossible to get anything done and entices us to not even start our task.

lazy

A nice, clean and organized work space just invites us to do some work and be productive. A cluttered and trashed work space invites us to stay on the couch. Set aside a few hours to devote to organizing work stations – everything from your desk to your computer files to your favorites links on your web browser. Make everything as easy, seamless and efficient to find as possible.

2.Break down a task into smaller tasks

We often avoid tasks because we find them too big, too overwhelming, too tiring, or taking too much of our time.

Breaking a task into several smaller tasks can solve this problem. Then, each one will not seem so difficult or intimidating. Instead of having one big task, we will have a series of small tasks, which do not require too much effort.
This approach can be applied not only to tasks, but also to goals and everything else we have or need to do. This will tend to melt much of the laziness and inner resistance we often experience.

3.Rest, sleep and exercise

In some cases, laziness is due to being tired and lacking energy. If this is true in your case, you need to give yourself the rest and sleep you need, and also give your body enough exercise and fresh air.

4.Think about benefits

Think about the benefits you will gain if you overcome your laziness and take action, instead of thinking about the difficulties or obstacles. Focusing on the difficulties of carrying out the task, leads to discouragement, avoidance of taking action and to laziness. It is important that you focus your mind and attention on the benefits, not on the difficulties.

5.Doing one thing at a time

Focus on doing one thing at a time. If you feel you have a lot to do, you will probably feel overwhelmed and let laziness overcome you, instead of you overcoming laziness.

6.Doing one thing at a time

Focus on doing one thing at a time. If you feel you have a lot to do, you will probably feel overwhelmed and let laziness overcome you, instead of you overcoming laziness.

7.Visualization

Your imagination has a great influence on your mind, habits and action. Visualize yourself performing the task easily, energetically and enthusiastically. Do so before starting with a task or goal, and also when you feel lazy, or when your mind whispers to you to abandon what you are doing.

8.Have a vision of what and who you want to be

Frequently reflecting on the person we want to be, the goals we want to achieve, and the life we want to live, can motivate us to act.

9.Thinking about the consequences

Think about what will happen, if you succumb to laziness, and don’t perform your task or chore. Thinking about the consequences of not acting, can also push you to take action.

lazy

10.Learn from successful people

Watch successful people, and how they do not let laziness win. Learn from them, talk with them and associate with them.

Conclusion:

Overcoming the habit of laziness is achieved through a series of daily actions and activities, when you choose to act, instead of remaining passive. Every time you overcome your laziness you get stronger. Every time you choose to act, you increase your ability to win, achieve goals and improve your life.

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How to protect yourself from Extreme Heat this summer

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1. Don’t wear blackIt is basic science that darker colors absorb more heat, something that all of us learned back in 9th grade. However, most of us fail to apply this practically in real life. When we move out wearing dark colored clothes in the sun, they absorb more heat which is in turn transferred to our bodies, making us feel hotter. To help feel a little cooler during these brutal summers, avoid wearing black.

2. Wear summer friendly fabricsFabrics like rayon, nylon, wool or satin etc tend to be heavy and make you feel hotter. Stock up on breezy clothes like skirts and kurtis instead of denims and knit fabrics. Even while dressing up, try to avoid satin and silk and instead choose smart dresses or skirts in cotton or some other light fabric.

heat protection

3. Exercise in moderationWhile taking care of your health is important, exercising too much in this weather will most probably only affect your health adversely. If you lose too much sweat during the summers, you run the risk of being dehydrated. And exercising in the sun can also lead to a heat stroke. If you have to walk, do so in the early morning before the sun comes out- which happens as early as 7 sometimes and starts heating everything up. Or do it at night or late evening.

4. Take a cool showerDuring summers, you can easily bathe twice or thrice a day. A good shower can be very refreshing after a hot day as it helps bring down the body temperature. Showers and cold water baths also clean you of the sweat and grime that is sure to stick to your body in this heat. So take as many showers as you want to when you feel hot.  5. Drink plenty of fluidsRemaining hydrated is very, very important during summers. Always carry a water bottle if you are going out. Getting dehydrated is a real risk, so do not hesitate in buying water if you feel tired or thirsty. Drink light drinks like lemonade or fresh fruit juices to cut the heat and replace the water lost through sweat. Avoid alcohol and caffeinated drinks as they increase the loss of fluids from the body. Lack of water tends to make one feel tired and lethargic, so mixing glucose in water is also a good idea after coming in from the heat.

6. Light diet and avoid heavy food:Always opt for a light diet. Avoid heavy oily and spicy foods as much as you can because these foods take a longer time to digest. Do not drink alcoholic beverages and avoid tea or coffee because they speed up fluid loss.

7. Avoid those thingsDo not bundle a baby in blankets or heavy clothing.  Infants don’t tolerate heat well because their sweat glands are not well developed.   Some people perspire more than others do.  Those who do should drink as much fluid as they can during hot, humid days.

8. Use your common senseFinally, use your common sense in protecting yourself from the sun. If you feel like staying in would be better than heading out in the sun, postpone your meetings or schedule them for the mornings. Always wear sunglasses and scarves and a good sunscreen before going out and cover your body in light fabrics like cotton and linen instead of denim jeans and full sleeved satin shirts. If you feel too hot, turn on the air conditioner or go back home instead of risking a heat stroke.

heat protection

9. Tips for HydrationDrink water depending on how thirsty you are. Always keep a check of water loss, the color of urine can be a good indication for this. Make sure you consume enough amount of water before getting out in summer. It is also advisable to include fruits and vegetables in diet during summer season, as all of them include water content in some way or the other.

10 . Sun ScreenUnlike you are staying indoors on summer days, it is always a wise thing to carry a sunscreen with you. This is perhaps one of the best tool that you could make use of in fighting against sun issues during summer. Sunscreen will work effectively only if we follow some steps.At least 30 minutes before heading outdoors, make sure you put on the sun block. Apply sunscreen every 20-30 minutes as over a period of time sunscreen will wear off. Make sure you apply them throughout your body especially ears, head and hands. Even waterproof sunscreens may not be effectively water proof, so it is advisable to apply them in high quantity. Be sure to check the expiry date of sunscreens, as once they cross that date there will be tremendous dip in its effectiveness. When it comes to babies, it is better to use them in small quantity.

Conclusion:

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16 Ways You Can Protect the Environment

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The earth is a giant ecosystem that deserves our protection. Without our environment, we would be unable to thrive as humans. It’s up to each of us to do our part to help protect the environment. Any time you can reduce the amount of water you use, save on using gasoline, reduce the use of electricity, prevent items from going into landfills or save on natural resources, you help protect the environment in important ways.

1. There are loads of ways to do conserve water. When you brush your teeth, only turn the water on when you need to rinse.  Boiling potatoes? Don’t throw the water down the drain!  Use it to water your plants. Use rain barrels to catch water from the gutters and downspout. These are just a few ways that can make a big difference. Conserving water is one of the most important things you can do to protect our environment.

Protect the environment

2. Compost food leftovers instead of throwing them away or sending them down the garbage disposal, which needs water and electricity to run. You can then use the compost for your garden.

3. Walk or ride a bicycle to work or to run errands instead of driving a car or motorcycle, which both use gasoline and emit carbon monoxide into the air.

4. If walking or riding a bike is out of the question, mass transit and/or carpooling causes less strain on the environment and puts a smaller dent on your bank account.

5. Food wastes takes up so much of our landfills, and it can easily be put to wonderful use if you have a garden. The soil under the top layer is just fabulous compost.

6. Planting your own vegetables is fun to do, and is very satisfying when the garden produces and gives you peace of mind that you are eating things that you have grown.

7. Plastic bags aren’t biodegradable, meaning nature can’t break them down, and they often end up ravaging animal habitats or polluting waterways. Instead, use a cloth or canvas bag when doing your grocery shopping.

8. E-waste is a growing concern, especially when industrialized countries send old electronics to poorer nations, harming both the impoverished individuals who salvage them and the environment that must sustain the waste. Try not to upgrade to the latest version of any gadget you have if the device you own continues to work well. If you need to, though, deposit your old version at an e-waste collection center.

9. Having your own garden is a great way to eat organically, avoid genetically modified foods, and reduce the need for polluting farming equipment and substandard irritation methods.

10. Have a grey water system installed on your property. A grew water system reuses the water from sinks and washing machines and diverts it to the garden where you can use the water for irrigation or washing garden equipment, cars, grills, etc.

Protect the environment

11. If you don’t have the resources to volunteer your time, you can donate money or environmental and conservation groups like the World Wildlife Fund or World Nature Organization.

12. An hour before bedtime, switch from electric lighting to candlelight. That’s a savings of seven hours of electricity use each week, plus the candlelight will be more conducive to a good night’s sleep.

13. Allow hair to air dry instead of using a blow dryer every time you wash your hair. Not only is it better for your tresses; you’ll save on electricity use.

14. Encourage your family to eat meals together. If all family members are eating on individual schedules, that’s more microwaving, more baking, more refrigerator door openings than if everyone eats at a set time and multiple meals are made at one time.

15. Throw on a sweater and wooly socks instead of turning up the heat in winter.

16. Make recycling easy in your home. Place dedicated recycling receptacles everyplace where waste is; in the bathroom, home office, bedrooms and kitchen. Remember that paper tissue is recyclable, as is most office paper waste, including shredded paper.

Conclusion:

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